UOB Bank delivers a number of individual banking expert services designed to satisfy the money needs of individuals. Under is an in depth overview to help you realize The crucial element areas and offerings.

Kinds of Accounts
Cost savings Account: This account means that you can save money while earning interest.

Attributes: Easy access, curiosity earnings, minimum charges.
Rewards: Risk-free place for your money, prospective progress by way of curiosity.
Existing Account: Ideal for every day transactions and managing expenses.

Features: Checkbook facility, overdraft security.
Gains: Effortless for normal payments and withdrawals.
Mounted Deposit Account: For all those seeking to earn bigger desire costs above a fixed interval.

Capabilities: Mounted phrase deposits, higher desire costs in comparison with financial savings accounts.
Gains: Safe investment decision option with predictable returns.
Financial loans
Private Financial loans: Unsecured loans that can be employed for different applications like education and learning or house renovation.

Styles:
Installment Loans
Credit history Traces
Gains: Versatile repayment conditions, competitive fascination prices.
Household Loans: Customized options for obtaining home or refinancing current home loans.

Varieties:
Preset Price Household Mortgage
Floating Amount Home Bank loan
Benefits: Distinct designs to fit specific needs, desirable premiums.
Credit Cards
UOB gives a range of credit cards catering to diverse existence and spending behavior:

Benefits Playing cards: Get paid points on each and every invest in that may be redeemed for items or travel miles.
Cashback Cards: Get money rebates on every day paying out such as groceries and dining out.
Travel Cards: Unique Rewards like air miles accumulation and journey insurance plan protection.
Financial investment Services
For people interested in expanding their wealth via investments:

Unit Trusts * Diversified portfolio managed by experts. * Ideal for extended-phrase development objectives.

Structured Deposits * Brings together the features of traditional deposits with investment products. * Potentially bigger returns but with a few chance included.

Insurance policy Items
To protect yourself and All your family members from unforeseen occasions:

Life Coverage * Delivers fiscal safety in the event of Demise or crucial illness. * Might also serve as a savings Software dependant upon the policy picked out.

Wellbeing Insurance policy * website Handles health care costs together with hospitalization charges. * Essential for mitigating substantial healthcare charges.

Digital Banking Expert services
Comfort at your fingertips by digital platforms:

Online Banking
Enables you to regulate your finances on the net:

See account balances and transaction heritage
Transfer funds amongst accounts or pay back payments
Submit an application for new goods (loans/bank cards)
Cell Banking
Banking on-the-go by way of cellular applications:

Fast harmony checks
Cell payment options (QR code payments)
Notifications & alerts about account action
Using these in depth offerings, UOB aims to supply personalised banking methods that cater especially to specific requirements whilst guaranteeing advantage and stability in all transactions.